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FAQ
Question: How can I receive reimbursement for the telephone calls?
Answer: Please, contact your telephone operator and ask for a detailed bill for the period of your stay abroad to be refunded by the insurance company for telephone communications.
Medical Opinion
How to protect yourself from diseases during a trip. Common information.
Dear tourists, before the trip don’t forget to take an interest about the terms of medical insurance which is usually given out by a travel agency. Insurance policy is not included in the cost of a trip as a rule, it is acquired separately. A typical insurance usually covers treatment of basic acute attack of diseases which can occur during a rest. But it is necessary to mention about numerous hidden hazards in medical insurance of travellers.
Firstly, rendering of dental health service, treatment for solar burns, several skin diseases, neuroses, «female» diseases, condition relating to pregnancy and also exacerbation of chronic diseases are not covered according to policy terms of the most insurance companies. That’s why consulting a doctor for the foregoing condition you will probably have to pay up treatment yourself.
Secondly, if you would like to go water-skiing, drive a scooter, hunt underwater, go skydiving or sailplane, remember that all these things cause advanced danger for health and life. Treatment of injuries getting during such activity is not covered by standard policy terms too. Thirdly, even the most serious injuries getting upon the alcohol will never be acknowledged as an insurance event and accordingly will not be covered by the insurance company.
So, it is necessary to learn attentively the terms of the insurance policy and find out whether it includes the insurance of additional risks for life if you are not be surprised. If you do not want to spoil your rest it is not worth leaving with a bad tooth, acute gastritis, skin diseases or hypertension.
The most frequent problems which a traveller is faced with:
Excessive lying in the sun. Desire to get a tan, especially among people from northern latitude, often leads to serious complications. You know every tan is first of all sunburn with all its consequences. Besides the severe pain a person has, sunburn causes high fever, acute headache, intoxication, to say nothing of undermining the immune system which is not be able to overcome the infection. Especially children endure hard serious sunburns that primordially have a decreased ferment generation protecting from ultraviolet called melanin. Also the prolonged sunbathing causes the appearance of pigment spots and such diseases as skin cancer, lupus erythematosus and cataract. Using tan creams and lotions is significantly increases lying in the sun. Never use nourishing creams and creams containing hormones for sunburn. Don’t wash your body with soap straight before sunbathing. The soap damages an acid layer and deprives it of adipose smearing, that increase a danger of sunburn. In order to avoid an overheat it is better not to have a sunbathe at noon. Sunbathe from 9 to 11 AM. and 16 – 18 PM is preferable. Sunbathing is not acceptable on an empty stomach or after meals. It is not desirable to have hydro- procedures right away after sunbathing, it is recommended to have a rest in a shadow. If you neglected this advice, ailed and had a headache it is just high time to abstain from the next walk to the beach and take a pill of nurofen or paracetamol. Wipe off your skin with pantenol (spray).
Excessive staying in water or more exact overcooling causes acute cystitis, prostatitis, nephritic diseases and proctitis. By the way, one of the most frequent diseases on rest – inflammation of ear (otitis), it is also the result of long being in water. To avoid these problems it is not recommended being in water more than a half an hour at a time. You should not dry your swimming suit on your body after bathing.
Overeating and obesity. Change of usual meal is a peculiar body stress, load for gastrointestinal tract and heart. Especially in first days of rest, people are often unaware of what and how much they eat. The most frequent result of this is so called “diarrhea”. It is an incompatibility of quality compound of new food and capability of your digestive system. As a rule, it does not bring to any serious effects except long finding in toilet. An infectious diarrhea (enthercolitis) occurs rarely, but it may bring to severe dehydration. A medical care might be required in this case. Other serious effects from irrepressible meal are acute attack of such chronic diseases as gastritis, ulcer, pancreatitis, cholecystitis ad so on. These diseases require special medicine care.
Be careful! Don’t drink water without thermal treatment and also juices prepared on the basis of the water, which abound in local restaurants as a rule.
The first-aid kit which is necessary to bring in trip along:
- Nurofen and Paracetamol. Can be used at high fever, inflammation, pains of any genesis.
- Corinfar and capoten. Used as the first medicine for relief of hypertension.
- Smecta and entherosgel, absorbent carbon. Used as a relief measure for diarrheas, stomachaches.
- No-shpa, spasgan – used for relief of stomachaches accompanied with food poisoning. It is also used for insignificant hypertension and headaches.
- Ketanov, orthofen - excellent measures for relief of muscle pains, neuralgia, osteochondrosis. Very helpful for toothache and other pains.
- Analgin, baralgin – panacea for different pains.
- Phtalasol, furosolidon and entherfuril (syrup for children). Antimicrobal agents which are used for acute episodes of diarrhea particularly combined with high fever and intoxication.
- Motilium and Caerucal – symptomatic measures for any vomiting reflex relief.
- Ointment or gel – voltaren (orthofen). Anti-inflammatory medicine for local action.
- Rehydron – action for liquid compensation at severe dehydration (diarrhea, vomitting).
- Mesim forte, pancreatine, phestal – ferment medicine which is used for relief of acute gastritis, pancreatitis, cholecystitis. It can be used as a preventative action for patients with potential risk of gastrointestinal tract disease.
- Monural – an ideal medicine for treatment of acute cystitis.
- Imodium – symptomatic action for harassing diarrhea.
- Pantenol (spray) – action for healing wounds, scratches or burns (including sunburn).
- Suprastin, Klaritin (pills and syrup) – treatment of allergy of any genesis. It is also used against insect bites.
- Corvalol – action for nerve diseases, frequent heartbeat, insignificant rise of arterial pressure.
- Othypax – anti-inflammatory ear drops.
It is necessary to add iodine oxide, brilliant green, cotton wool and bandage for all above-listed.
If you have an acute stomachache, headache or severe sore throat, you’d better consult a doctor. Self-treatment may seriously damage your health.